Health insurance is mandatory for most people who live or work in the Netherlands, and the system works differently from many other countries: you register with a GP (huisarts) who acts as the gatekeeper, and you pay a yearly deductible (eigen risico) before most care is covered. These guides explain how it all fits together and what changes each year.
Last updated: 28 September 2026.
Health insurance and costs
- Dutch Health Insurance 2027: Switch Window, Eigen Risico, Expat Rules – the yearly switching window and the rules for expats.
- Dutch Healthcare 2027: Deductible Jumps to €460 & The Ultimate Expat Guide – the eigen risico deductible and related costs.
- Dutch Health Insurance 2026: Record Premiums & Eigen Risico Explained – premiums and the deductible explained.
- Dutch Health Insurance: How to Claim Your Forgotten Money Before the Deadline – claiming refunds and healthcare allowance (zorgtoeslag).
Doctors and the healthcare system
- How to Find a Huisarts in the Netherlands 2026: Closed Lists, How to Register – how to register with a GP when practices are full.
- Healthcare Netherlands 2026: The System in Crisis & Ultimate Expat Survival Guide – a complete survival guide to the Dutch healthcare system.
- Foreign Doctors Netherlands: BI-toets Fee Rises Toward €7,000 – the route for foreign-trained doctors to work in the Netherlands.
- West Nile Virus Netherlands 2026: 9 Local Cases and 1 Death — What Expats Need to Know – what residents need to know about West Nile virus.